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About Us

We help you fill the Gap in your finances

Personal & Business Loans Grow your business or take care of personal needs with loans and repay conveniently

Make your naira work harder for you Earn high interest on savings and fixed deposits

Make payments easily Pay bills, buy airtime, send and receive money instantly

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Services

Fill in the Gap in your finances in few minutes

Personal & Business Loans

Grow your business or take care of personal needs with loans and repay conveniently

Savings & Investment

Make your naira work for you, as you earn high interest on savings and fixed deposits

Banking & More

Make payments easily Pay bills, buy airtime, send and receive money instantly

Why Choose Us

Dedicated to millions of under-banked people in Nigeria

1
Loan

Apply and get a loan in just a few steps.

2
Savings

Make your money work hard. Earn great interest on your savings and deposits.

3
Banking & More

Pay bills, send and receive money from any Nigerian bank account.

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10+

Years of Experience

Gap Financial Technologies. 2015

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Our Features

Explore Our Features

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Transfer Money

You can transfer your funds within Gap or other banks by adding your beneficiaries

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Deposit Schemes

We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.

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Take Loan

We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.

How it works

It's easy to join with Us

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Open an Account

To be an account holder you have to open an account first.

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BVN Verification

After registration, you need to verify your BVN, you will receive an SMS

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Email Verification

After you verify your BVN, then finally you need to verify your Email.

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Enjoy our Services

Now you can start taking advantage of all our service offerings

Deposit Pension Scheme

Grow your deposit with us.

yearly

₦1000  / 365 Days

  • Per Installment

    ₦1,000.00

  • Installment Interval

    365 Days

  • Total Installment

    1

  • Deposit

    ₦1,000.00

  • You Will Get

    ₦1,000.00

New Test

₦30000  / 7 Days

  • Per Installment

    ₦30,000.00

  • Installment Interval

    7 Days

  • Total Installment

    3

  • Deposit

    ₦90,000.00

  • You Will Get

    ₦90,000.00

  • Application Fee

    ₦10.00

  • Flat Profit After Maturity

    ₦20.00

    This applies to 1 or more plans, excluding the first initial plan.
  • Maximum Plan Order

    20

Ajeseku(chop remain)

₦1000  / 1 Days

  • Interest Rate

    9.86%

  • Per Installment

    ₦1,000.00

  • Installment Interval

    1 Days

  • Total Installment

    300

  • Deposit

    ₦300,000.00

  • You Will Get

    ₦329,580.00

  • Application Fee

    ₦1,500.00

  • Flat Profit After Maturity

    ₦20,000.00

    This applies to 1 or more plans, excluding the first initial plan.
  • Maximum Plan Order

    10

Car Saving

₦5000  / 30 Days

  • Interest Rate

    5%

  • Per Installment

    ₦5,000.00

  • Installment Interval

    30 Days

  • Total Installment

    2

  • Deposit

    ₦10,000.00

  • You Will Get

    ₦10,500.00

Save for House

₦1000  / 7 Days

  • Interest Rate

    10%

  • Per Installment

    ₦1,000.00

  • Installment Interval

    7 Days

  • Total Installment

    4

  • Deposit

    ₦4,000.00

  • You Will Get

    ₦4,400.00

Fixed Deposit Scheme

Efforts are ours, rewards are yours!

My Lock 2025-10-30

17%  / 365 Days

  • Lock in Period

    365 Days

  • Get Profit Every

    365 Days

  • Profit Rate

    17%

  • Minimum

    ₦2,000.00

  • Maximum

    ₦2,000.00

mytest

0%  / 1 Days

  • Lock in Period

    1 Days

  • Get Profit Every

    1 Days

  • Profit Rate

    0%

  • Minimum

    ₦500.00

  • Maximum

    ₦500.00

testtt

0.23%  / 5 Days

  • Lock in Period

    5 Days

  • Get Profit Every

    5 Days

  • Profit Rate

    0.23%

  • Minimum

    ₦50,000.00

  • Maximum

    ₦50,000.00

Our Loan Schemes

We Have The Best Loan Plans

BIODUN2421

7%   per month for 180 Days

  • Take Minimum

    ₦100,000.00

  • Take Maximum

    ₦100,000.00

  • Flat Rate

    42%

  • Installment Interval

    30 Days

  • Total Installment

    6

ABDULWASI1412

7%   per month for 60 Days

  • Take Minimum

    ₦40,000,000.00

  • Take Maximum

    ₦20,000,000.00

  • Flat Rate

    14%

  • Installment Interval

    30 Days

  • Total Installment

    2

CreditCardMoveMoneybankola150

10%   per month for 90 Days

  • Take Minimum

    ₦240,000.00

  • Take Maximum

    ₦240,000.00

  • Flat Rate

    30%

  • Installment Interval

    30 Days

  • Total Installment

    3

We have some awesome feedbacks

Honest opinions about us

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Jame Rufai
Enterpreneur
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I opened an account 5 years ago, I feel safe keeping my funds in Gap. Their Deposit schemes plans are really helpful.

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Sekinat Omotunde
Fashionprenuer
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I got the funds I needed for my fashion festival, and the process was smooth and easy, will a very low interest rate.

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Ashleigh Adejuwon
UI/UX Designer
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I have enjoyed Gap services since the days when it was just called Gap Credit, i have never been disappointed

Frequently Asked Questions

Any Questions? Find Here.

Don’t find your answer here? just send us a message for any query.

Contact Us

Yes, we don't take any fees for opening an account.

Yes, you can send money from Gap to another bank.

Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.

No, we don't provide our account holder's information to any third-party organization.

We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

We have several FDR plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

You’re eligible to get a loan from us, if you: 1. Are 18 – 59 years old 2. Have a verifiable source of income 3. Live and / or work in cities where we operate. 4. Have a savings or current bank account with any commercial bank

We will make you multiple offers which you can adjust and select which amount and tenure best suits your needs.

You can apply again in 15 - 30 days, we’ll usually tell you how long to wait and remind you when you can reapply

We need your 6 months bank statement, a valid government-issued ID card and a utility bill. We’ll collect these conveniently online so please go ahead and start your application now.

You can always change your personal details via your dashboard. If you find it difficult to make any changes, kindly send us an email at support@gapfinance.ng with your personal details and why you want to make the changes.

Our Trusted Alliance of Partners

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Account Holders

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Transactions

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Region

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Loans

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